Financial Planning

Our philosophy

People take the time to plan because they love their family. They want to be sure they’ve done what is necessary to meet their family’s needs. The old saying holds true, “if you fail to plan, you’re planning to fail.” This is a responsibility we take seriously at Christian Financial Principles. We’re here to help you plan for your future.

We use state of the art technology to plan for your goals. All of our projections are stress-tested using Monte Carlo Simulation to give you peace of mind from sound statistical planning. Whether you’re just getting started or have been investing for several years, we can help.

We’re proud that all of our financial planning services are fee-based to provide you with objective advice rather than product-driven recommendations. Our strategy begins by assessing your present situation and addressing potential problem areas. After this, we will develop a written strategy that helps you reach your goals in the most effective, most efficient, and least complex method possible. Once the strategy is in place and meets your expectations, we’ll help you to put the plan into action. Proper implementation of a strategy is just as important as the strategy itself. Once everything is in place, we stay at your side to measure progress toward your goals. Annual reviews are suggested to ensure that you stay on track and so that we can make adjustments as needed.

Financial Goals

Here are some of the goals we can help you to plan for…

  • Retirement Income: No one wants to run out of money before run they run out of time. Proper planning provides peace of mind and financial freedom so that you can enjoy your retirement years.
  • Wealth Transfer / Estate Planning: This is the last stewardship decision you will make. We believe wealth is more than just material; it is also who you are and what you value. We help you to transfer your values, beliefs, and convictions as well as your material wealth. Wisdom must be transferred before wealth. We have methods to help you make your last stewardship decision a successful one.
  • College Funding: We can help you to estimate future college expenses and save for the costs in a tax-efficient manner. Our planners can help you to determine which college savings tool is right for you.
  • Insurance Needs Analysis: Owning insurance is a good way to minimize or control risk, but the numerous policy types and benefits has made the decision making process difficult. As independent practitioners, we are able to help you analyze your needs and shop for the most competitive products. We have expertise with life, health, long-term care, and disability insurance.

Our passion is to help family’s achieve their hopes, goals, and dreams. We want to be an integral part in helping you align your financial goals with your spiritual values. We hope that you’ll give us an opportunity to earn your business.