Need an easy and effective way to save for certain budget needs? This is a great little Excel spreadsheet to help you with the task! In a nutshell, this spreadsheet helps you to take your checking (or savings) account and break it into multiple categories. It’s almost like having 7 different accounts to stash money […]
We have been pretty spoiled with sizable growth of the stock market since the big drop in 2008. For over a year now, we’ve been ramping up our warnings about a potential market decline. Even through a shaky economy, the stock market has continued to soar upward. The incredible double digit gains we’ve experienced the […]
There is a passage of scripture that has intrigued me for years. Like many other verses, it is easy to read through it without noticing the careful choice of words used. When we look closely at these words, they become much more meaningful and life changing to us.
No, this isn’t a scary story to be told while huddled around the orange glow of a campfire. This is, however, a story that many people have never heard before and it is one that people should listen to carefully.
Today I want to share with you an awesome money management tip to use with your children or grandchildren. I’m blessed to work with an amazing group of Christian clients and prospects. Many of them challenge me on a daily basis to improve my own walk with the Lord and they often share words of […]
2013 is shaping up to be an interesting year (to put it mildly). Until paychecks were first issued in January, I think most people underestimated the consequences for our government’s horrific fiscal blunders over the past several years. Now that people actually see their lower paychecks due to higher taxes being withheld, maybe reality will […]
A young man was talking to an older man one day and said, “They ought to call it ‘death insurance’ instead of ‘life insurance.” The older man replied, “It’s called ‘life insurance’ because it isn’t for the person who dies. Rather, it is to help those left behind to continue living.” I always liked this […]
We face some interesting challenges in our economy right now so I wanted to take the time to carefully answer some of the questions many people have today. As a financial planning and investment management firm, we do our best to keep “in the know” in order to help our clients make wise decisions. Richard […]
When my 36 year old son, Todd, was just a baby, or maybe before he was even born, I was a life insurance agent going through a period in my life that I spent wondering if God wanted me to do something else as a career. I worked out of my car, and every day […]